What's My Budget?
Don't forget taxes, insurance and interest rates!
How much do you want to spend on a house? Most people start with their monthly payment and work backwards. How much will your monthly payment be? There is where a trusted lender comes in handy! They will help you look at the big picture of how much you earn, how much you want to put down (it doesn't have to be 20%!) and do the math on figuring out monthly payments.
A real estate agent and a lender often work closely during a transaction to make sure it gets across the timeline smoothy and by closing day. It's important to have a lender who is looking out for your best interests and is excellent at communicating with both you and your real estate agent.
If you'd like my list of recommended lenders, please send me an email below. A phone call works too!